Wouldn’t this be a state or city level crime?

This reads like ‘be more racist and sexist if you want to win.’ That party won, I’m not looking forward to everyone finding out that the only identity that matters right now is who has the most money.

I’m in a safe-ish area and was told 2 claims in 3 years and they wouldn’t renew my insurance. Been here over 20 years and had one claim 10 years ago.

Had lightning hit and called the insurance directly, they opened a claim number but we ended up not using it. Meaning they paid $0 because it turned out to be a simple fix, it was just scary in the moment at 3am with water gushing out (not into the house). So we just paid the $300 to fix it and they closed the claim.

Two years after that we called when a tree hit the house, went a different route and called the independent agent first, not the insurance company directly and that’s when we learned if we started a claim for the tree damage, they probably wouldn’t renew. Ended up being almost $3000 out of pocket so we can keep the house insured and the mortgage company happy.