- cross-posted to:
- [email protected]
- cross-posted to:
- [email protected]
This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.
I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?
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The problem in Europe is exactly the fragmentation of payment systems. For most you can only use them if you are a resident and have a bank account on that country.
• Wero: Germany, France, Belgium, Luxembourg, Netherlands • MB WAY: Portugal • Twint: Switzerland • Swish: Sweden • MobilePay: Denmark, Finland • iDEAL: Netherlands • Bancontact: Belgium • BLIK: Poland • Satispay: Italy • Vipps: Norway • Giropay: Germany • Sofort: Germany • Cartes Bancaires: France - Etc....On one hand, I want the convenience of a unified system. On the other hand, I don’t want another monopoly with a dangerously wealthy CEO at the helm.
Maybe a payment system that would only be responsible for EU transfers would be the solution? In addition to the established solutions.
I don’t have a great understanding of economics and business, but I think what we need ultimately is to start cooperatives that compete with the megacorps. It seems to distribute wealth more fairly, instead of weaponising wealth.
We need a European alternative to MasterCard and Visa. Two American companies own basically the non-cash market. The digital euro can’t come soon enough
We had our own: Wirecard. But who knew it was tied to shady dealings and connected to Putin? Certainly not the EY auditors /s
We should collect all national offerings (we have satispay In Italy) and then create a bridge among them.
Too easy? Too many high-castle heads to cut off?
https://chat.mistral.ai/chat/0ecf1bd4-40b1-476b-ba5a-a888daf6bfa1
Being Austrian, and especially interested in shopping national or even regional, not just European, I’m interested. But the website says the company is situated in Switzerland? Where did you get that it’s an Austrian company?
I just checked their website. For registration the require my bank account (understandably) AND password. That’s a no from me dawg.
In belgium Klarna is an option that is growing more and more custom with online-payments
Klarna is probably going to implode due to mismanagement. Their CEO thinks he can replace software engineers with AI, got a rid of way too many of them and the ones that are left are overworked just trying to keep the lights on.
We’ve had a standard for this since 2013. Scan code, your bank app opens with the transfer as a template, you authorise it. Now, with SEPA instant transfers, it’s guaranteed to arrive within ten seconds. No pointless third parties involved.
I see this being useful for non-permanent shops, like a strawberry farmer with their seasonal stand, flea markets, etc, but for permanent shops POS systems are superior, whether chip+pin, rfid with card, or rfid with phone. It’s also useful for private-to-private transfers, my bank app can display the code, someone else can scan it, choose an amount, done. In the wild I’ve only seen them on paper invoices, just another (additional) way to write “please send the due funds to <bank details>”.
How does the employee at the till know if the transaction was successful?
Just as they do know: The till will tell them that the customer has paid.
Which is why I said that this QR code thing is much more useful for situations where there’s no till in the first place, like a flea market, where a QR code + looking at the transaction log on your phone can make a shoddy yet serviceable till. Certainly better than telling people to go to an ATM if they want to buy something.
@[email protected] cool, I can see my comments from lemmy on mastodon, I am curious if comments from mastodon make it across to lemmy.
I am amazed
I hold my card in front of the scanner.
Yeah I don’t get whats it all about? Been visiting China lately and even their bums had QR codes since nobody used cash anymore. We got laughed at when we wanted to use cash. Can we please not become China? I like my cash.
