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For 99% of things I completely agree. But pennies can make for cheaper and better quality bases for some wargame models and also penny pushers at the arcade are pretty fun. Pushing the minimum spend up on those significantly would not be great.
Overall it is probably still worth it but there are some good things we will lose.
There are plenty of pennies in circulation for those uses and still will be for decades or centuries.
1% is awfully generous here
